Privacy Policy

Our Commitment to Your Privacy

At calypharionos.com, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our financial planning subscription service.

We believe in transparency and want you to understand exactly how your information is handled throughout our relationship.

Information We Collect

We collect information that you provide directly to us and information that is automatically collected when you use our services:

• • Contact details including name, email address, phone number, and mailing address
• • Financial information relevant to planning consultations such as income ranges and financial goals
• • Communication preferences and interaction history with our services
• • Website usage data including pages visited, time spent, and technical information about your device

How We Use Your Information

We use the information we collect for the following purposes:

• • Providing personalized financial planning consultations and analytical reviews
• • Communicating with you about your subscription, appointments, and relevant financial insights
• • Improving our services based on usage patterns and feedback
• • Complying with legal obligations and protecting our legitimate business interests

Legal Basis for Processing

Under Canadian privacy law, we process your personal information based on the following legal foundations:

Primary Legal Basis: We process your data on the basis of consent for marketing communications and legitimate interest for service delivery

How We Share Your Information

We do not sell your personal information to third parties. We may share your information only in the following limited circumstances:

• • With service providers who assist in delivering our consultations and technical infrastructure
• • When required by law or to protect our legal rights and those of our users
• • In the event of a business transaction such as a merger or acquisition, subject to confidentiality protections

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience and understand how you interact with our website.

For detailed information about our cookie practices, please see our separate Cookie Policy. Cookie Policy

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Your Privacy Rights

Under Canadian privacy legislation, you have the following rights regarding your personal information:

• • Access to the personal information we hold about you
• • Correction of inaccurate or incomplete information
• • Withdrawal of consent for processing based on consent
• • Complaint submission to relevant privacy authorities
• • Portability of your data in certain circumstances

Data Retention

We retain your personal information only for as long as necessary to provide our services and comply with legal obligations. Subscription data is typically retained for the duration of your subscription plus seven years for financial record-keeping requirements.

Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we discover that we have collected information from a child, we will delete it promptly.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of significant changes by email or through our website before they take effect.

Contact Us About Privacy

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us at contact@calypharionos.com or +1-796-020-312.